What these platforms actually pay, with the receipts
Fees, payout minimums and waiting times, pulled from the company's own pages and dated. If a number here isn't sourced, it doesn't go up.
FIG 1 · EUR/USD / USD
What you must reach before each of these will pay you
The lowest published threshold on each platform we cover, with the method it belongs to. Every figure is that company's own, read off its own page on the date shown there. Nothing is converted between currencies: where a company publishes one number for both, it prints as EUR/USD.
Anthropic and OpenAI API pricing side by side, plus the two clauses nobody reads: who owns what the model writes, and what you get back when the account closes. Figures checked 7 September 2026.
The domain, the hosting, the plan you have to buy before ads are allowed, and the traffic gate every ad network puts in front of you. Every figure off the company own page, checked 7 and 8 September 2026.
Substack, beehiiv and Ghost compared on the only questions that matter for a list: what it costs at zero subscribers, what it costs at scale, whether the list exports, and what ends it. Figures checked 7 September 2026.
The seven steps between a paper receipt and money you can spend, with each rule read off Fetch and Ibotta own pages. Figures checked 6 and 7 September 2026.
Fetch lets you cash out at about $3 but never in cash, and points die after 90 idle days. Ibotta pays real money at $20 and takes $3.99 a month after 180. Figures checked 6 Sep 2026.
Prolific forces researchers to pay at least £6.00/$8.00 an hour and cashes out at $6. InboxDollars publishes three different minimums on its own pages. Figures checked 6 Sep 2026.
Buying traffic instead?
There is a second set of pages here for media buyers: what each ad network pays out at, how it pays, and how often.