Earns.io

SIDE BY SIDE

Put two or three platforms side by side

Pick the ones you are actually choosing between. The same questions get asked of each, the answers come off the company's own pages, and every figure carries the day we read it.

Places that pay youThings you build on

Ten questions about whether the money reaches you, asked of each one.

Set your country and every row that publishes a country rule gets marked with whether it accepts you. Nothing is removed and nothing moves.

2 PLATFORMS · 10 QUESTIONS · 3 ANSWERED BY ALL · 7 WHERE ONE STAYS SILENT

You picked one, so a second column was added to give it something to sit next to. Change it above.

ThriveTracker
Ibotta

Can you even be here

Where you can sign upIs my country on the list at all?
ThriveTrackerWorldwide, minus embargoed countriesOpen worldwide - the signup form has no country field - but the terms bar anyone located in or resident of a US-embargoed country.source · checked 2026-09-07
IbottaWhere it worksUnited States and Puerto Rico onlysource · checked 2026-09-06 · read the page
Where you can be paidTwo lists, and they are not always the same one.1 of 2 publish this
ThriveTrackerDoes not publish thisNot published on the terms, the pricing page, the partner program page or the referral post; no country list for receiving money exists on the site.source · checked 2026-09-07
IbottaUnited States onlyUnited States only. A withdrawal needs a verified phone number, and a number based outside the US cannot be verified.source · checked 2026-09-07
Minimum ageHow old do I have to be, and is it higher for some offers?
ThriveTracker18, from the privacy policy18. The privacy policy states the site is not directed to persons under 18; the signup form asks for no age or date of birth.source · checked 2026-09-07
IbottaMinimum age18, and 21 for offers on alcoholsource · checked 2026-09-06 · read the page

Getting the money out

What you are paid inCash, or something that is only spendable in one place?1 of 2 publish this
ThriveTrackerDoes not publish thisNot published: the referral program promises 15% of revenue, but the blog post, partner page and terms never state in what form it is paid.source · checked 2026-09-07
IbottaBank, PayPal or gift cardsBank transfer, PayPal or digital gift cards. Cash is paid directly, so there is no points currency and no gift-card-only lock-in.source · checked 2026-09-07
Ways to get paidIf the one method fails, is there a second one?1 of 2 publish this
ThriveTrackerDoes not publish thisNot published: no PayPal, bank, wire or crypto option is named on any public page; the referral program is run behind an iPyxel account login.source · checked 2026-09-07
IbottaBank payoutLinked through Plaid, up to 5 business dayssource · checked 2026-09-06 · read the page
Minimum payoutHow much must pile up before they let go of it?1 of 2 publish this
ThriveTrackerDoes not publish thisNot published: no earnings threshold on the terms, pricing or referral pages; the only figures on the site are what the user pays, e.g. $49/mo add-ons.source · checked 2026-09-07
IbottaMinimum withdrawal$20.00source · checked 2026-09-06 · read the page
Fee taken out of the payoutWhat is deducted that the payout page does not mention?1 of 2 publish this
ThriveTrackerDoes not publish thisNot published: no deduction from any payout is disclosed; the fees listed are charges to the user, such as Additional Domains at $10/domain/mo.source · checked 2026-09-07
IbottaWithdrawal feeNone published for bank, PayPal or gift cardsource · checked 2026-09-06 · read the page
Time from earning to money in handThe whole chain, not the speed they advertise for the last step.1 of 2 publish this
ThriveTrackerDoes not publish thisNot published: no approval window, holding period or payment schedule stated; the only periods on the site are the 14-day free trial and monthly billing.source · checked 2026-09-07
IbottaPayPal payoutWithin 2 hours, 1 to 3 business days at peak, mobile app onlysource · checked 2026-09-06 · read the page

Keeping what you earned

How a balance can be lostDoes it expire, get charged rent, or vanish if I go quiet?1 of 2 publish this
ThriveTrackerDoes not publish thisNot published for earnings. The terms only cover money owed to the company: unpaid invoices accrue 1.0% monthly interest and data is deleted at 15 days.source · checked 2026-09-07
IbottaAccount maintenance fee$3.99 a month, or the balance if it is smaller, after 180 days without qualifying activitysource · checked 2026-09-06 · read the page

Who is on the hook

Who is legally on the hookWhich company, and does it publish anything about whether it can pay?
ThriveTrackerCB Thrive, LLC (Delaware)CB Thrive, LLC, a Delaware limited liability company with its principal place of business in Sarasota, Florida. Governed by Florida law.source · checked 2026-09-07
IbottaOperating companyIbotta, Inc., 1400 16th Street, Suite 600, Denver, Colorado 80202, SEC CIK 1538379source · checked 2026-09-06 · read the page

There is no winner at the bottom of this table

Nothing here gets added up. A score would have to decide that these questions weigh the same for everyone, and they do not. A lower cash-out bar is better if you need the money this month and worse if it arrives as a gift card you cannot spend on rent. One payout method is fine right up until it is the one that does not work where you live.

The rows worth your attention are usually the ones where the columns disagree about whether to answer at all. A platform that publishes its fee and a platform that does not are not two platforms with different fees. One of them has told you, and you can hold them to it.

Rows marked as not checked are about us, not about them. They mean nobody here has gone looking yet, and they stay visible for that reason. Found a figure that has moved? Tell us, and it gets a new source and a new date rather than a quiet edit.

ALL PLATFORMS