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PLATFORM PROFILE

Ibotta

Cashback on groceries and retail through offers, receipts and linked accounts.

10published0not published0not checked yet2026-09-07last checked

Counts, not a score. 10 of 10 things we look for are published by Ibotta. A ratio would need a denominator from outside this site. A count does not.

Can you even be here

Where you can sign upIs my country on the list at all?United States and Puerto Rico onlyUnited StatesPuerto Rico
See it on their pageScreenshot of Ibotta's own page with the sentence outlined: use or attempt to use the Services outside of the United States and Puerto Rico

Outlined in the shot: use or attempt to use the Services outside of the United States and Puerto Rico. Captured from Ibotta's own page on 2026-09-08. If they change it, this stays as the record of what it said.

Where it works 路 source 路 checked 2026-09-06 路 read the page 路 different for you?
Where you can be paidTwo lists, and they are not always the same one.United States only. A withdrawal needs a verified phone number, and a number based outside the US cannot be verified.United StatesUnited States only 路 source 路 checked 2026-09-07 路 different for you?
Minimum ageHow old do I have to be, and is it higher for some offers?18, and 21 for offers on alcoholMinimum age 路 source 路 checked 2026-09-06 路 read the page 路 different for you?

Getting the money out

What you are paid inCash, or something that is only spendable in one place?Bank transfer, PayPal or digital gift cards. Cash is paid directly, so there is no points currency and no gift-card-only lock-in.Bank, PayPal or gift cards 路 source 路 checked 2026-09-07 路 different for you?
Ways to get paidIf the one method fails, is there a second one?Linked through Plaid, up to 5 business days
See it on their pageScreenshot of Ibotta's own page with the sentence outlined: Read the information on the Plaid screen and tap Continue

Outlined in the shot: Read the information on the Plaid screen and tap Continue. Captured from Ibotta's own page on 2026-09-08. If they change it, this stays as the record of what it said.

Bank payout 路 source 路 checked 2026-09-06 路 read the page 路 different for you?
Minimum payoutHow much must pile up before they let go of it?$20.00Minimum withdrawal 路 source 路 checked 2026-09-06 路 read the page 路 different for you?
Fee taken out of the payoutWhat is deducted that the payout page does not mention?None published for bank, PayPal or gift cardWithdrawal fee 路 source 路 checked 2026-09-06 路 read the page 路 different for you?
Time from earning to money in handThe whole chain, not the speed they advertise for the last step.Within 2 hours, 1 to 3 business days at peak, mobile app only
See it on their pageScreenshot of Ibotta's own page with the sentence outlined: You should receive your payment within 2 hours

Outlined in the shot: You should receive your payment within 2 hours. Captured from Ibotta's own page on 2026-09-08. If they change it, this stays as the record of what it said.

PayPal payout 路 source 路 checked 2026-09-06 路 read the page 路 different for you?

Keeping what you earned

How a balance can be lostDoes it expire, get charged rent, or vanish if I go quiet?$3.99 a month, or the balance if it is smaller, after 180 days without qualifying activity
See it on their pageScreenshot of Ibotta's own page with the sentence outlined: Activity is defined as completing a redemption of an offer and receiving cash back

Outlined in the shot: Activity is defined as completing a redemption of an offer and receiving cash back. Captured from Ibotta's own page on 2026-09-07. If they change it, this stays as the record of what it said.

Account maintenance fee 路 source 路 checked 2026-09-06 路 read the page 路 different for you?

Who is on the hook

Who is legally on the hookWhich company, and does it publish anything about whether it can pay?Ibotta, Inc., 1400 16th Street, Suite 600, Denver, Colorado 80202, SEC CIK 1538379Operating company 路 source 路 checked 2026-09-06 路 read the page 路 different for you?

Put Ibotta next to something else

The same questions, asked of two or three at once, with the source and the date still attached to every answer. These pairings come from articles here that already cover both, not from a ranking of rivals.

Ibotta and Fetch9 of 10 answered

OR PICK YOUR OWN

Where these figures come from

Every page on this site that carries a checked figure about Ibotta. Nothing here was typed twice: the profile above and the pages below read the same lines.

Fetch vs Ibotta: One Pays Gift Cards, One Pays Cash and Charges Rent14 figures
The Receipt in Your Hand Is Worth $3 to $20 a Cycle. The Habit That Reaches the First Cash-Out on Fetch and Ibotta11 figures
Is Ibotta Legit? What the SEC Filings, the Terms and the $3.99 Fee Say1 figures

How to read this page

The ten things above are not our idea of what matters. They are what the checklists in twenty hand-written articles on this site already asked, counted up: country and eligibility came first in nineteen of them, waiting time and what you are paid in came next. The payout minimum, the number most people search for, barely appeared. It is one row here, not the headline.

A row marked not publishedmeans we opened the company's own pages looking for it and it was not there. That is a finding, and it is dated. A row marked not checked yet means we have not done the work. Those two are kept apart on purpose: an empty box because we were slow should never look like an empty box because they were quiet.

Found something that has moved? Tell us. It gets checked against the source and the change is dated on the corrections page.

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