Earns.io

SIDE BY SIDE

Put two or three platforms side by side

Pick the ones you are actually choosing between. The same questions get asked of each, the answers come off the company's own pages, and every figure carries the day we read it.

Places that pay youThings you build on

Ten questions about whether the money reaches you, asked of each one.

Set your country and every row that publishes a country rule gets marked with whether it accepts you. Nothing is removed and nothing moves.

2 PLATFORMS · 10 QUESTIONS · 4 ANSWERED BY ALL · 1 WHERE ONE STAYS SILENT

You picked one, so a second column was added to give it something to sit next to. Change it above.

LifePoints
Ibotta

Can you even be here

Where you can sign upIs my country on the list at all?
LifePointsWe have not checked this one yet
IbottaWhere it worksUnited States and Puerto Rico onlysource · checked 2026-09-06 · read the page
Where you can be paidTwo lists, and they are not always the same one.
LifePointsWe have not checked this one yet
IbottaUnited States onlyUnited States only. A withdrawal needs a verified phone number, and a number based outside the US cannot be verified.source · checked 2026-09-07
Minimum ageHow old do I have to be, and is it higher for some offers?
LifePointsService Eligibility and Registration14: the Services may be used only by individuals who are at least 14 years of age and are not intended for children under 14source · checked 2026-09-12
IbottaMinimum age18, and 21 for offers on alcoholsource · checked 2026-09-06 · read the page

Getting the money out

What you are paid inCash, or something that is only spendable in one place?
LifePointsLifePoints Points ValuesPoints per completed activity, dependent on complexity; they are not property and cannot be sold, transferred or assigned to anyone else without Lightspeed's written permissionsource · checked 2026-09-12
IbottaBank, PayPal or gift cardsBank transfer, PayPal or digital gift cards. Cash is paid directly, so there is no points currency and no gift-card-only lock-in.source · checked 2026-09-07
Ways to get paidIf the one method fails, is there a second one?
LifePointsWe have not checked this one yet
IbottaBank payoutLinked through Plaid, up to 5 business dayssource · checked 2026-09-06 · read the page
Minimum payoutHow much must pile up before they let go of it?1 of 2 publish this
LifePointsDoes not publish thisNot published as a cash figure: you can only redeem once you have enough points for the lowest points amount prize on the website, and your account must be in good standingsource · checked 2026-09-12
IbottaMinimum withdrawal$20.00source · checked 2026-09-06 · read the page
Fee taken out of the payoutWhat is deducted that the payout page does not mention?
LifePointsWe have not checked this one yet
IbottaWithdrawal feeNone published for bank, PayPal or gift cardsource · checked 2026-09-06 · read the page
Time from earning to money in handThe whole chain, not the speed they advertise for the last step.
LifePointsWe have not checked this one yet
IbottaPayPal payoutWithin 2 hours, 1 to 3 business days at peak, mobile app onlysource · checked 2026-09-06 · read the page

Keeping what you earned

How a balance can be lostDoes it expire, get charged rent, or vanish if I go quiet?
LifePointsAccumulation Of LifePoints PointsAn account is suspended after no survey within the first 30 days of joining or within any 90-day period, and Lightspeed will not provide any notice of the cancellation and forfeiture of your points; missing points must be reported within 2 months of the surveysource · checked 2026-09-12
IbottaAccount maintenance fee$3.99 a month, or the balance if it is smaller, after 180 days without qualifying activitysource · checked 2026-09-06 · read the page

Who is on the hook

Who is legally on the hookWhich company, and does it publish anything about whether it can pay?
LifePointsSite footerLifePoints is owned and operated by Lightspeed LLC, a Kantar Group companysource · checked 2026-09-12
IbottaOperating companyIbotta, Inc., 1400 16th Street, Suite 600, Denver, Colorado 80202, SEC CIK 1538379source · checked 2026-09-06 · read the page

There is no winner at the bottom of this table

Nothing here gets added up. A score would have to decide that these questions weigh the same for everyone, and they do not. A lower cash-out bar is better if you need the money this month and worse if it arrives as a gift card you cannot spend on rent. One payout method is fine right up until it is the one that does not work where you live.

The rows worth your attention are usually the ones where the columns disagree about whether to answer at all. A platform that publishes its fee and a platform that does not are not two platforms with different fees. One of them has told you, and you can hold them to it.

Rows marked as not checked are about us, not about them. They mean nobody here has gone looking yet, and they stay visible for that reason. Found a figure that has moved? Tell us, and it gets a new source and a new date rather than a quiet edit.

ALL PLATFORMS