Earns.io

SIDE BY SIDE

Put two or three platforms side by side

Pick the ones you are actually choosing between. The same questions get asked of each, the answers come off the company's own pages, and every figure carries the day we read it.

Places that pay youThings you build on

Eight questions about what it costs and who owns the result, asked of each one.

2 PLATFORMS · 8 QUESTIONS · 4 ANSWERED BY ALL

You picked one, so a second column was added to give it something to sit next to. Change it above.

Teachable
Gumroad

What it costs you

What it really costs to startAll in, not the first-year promotional price.
TeachablePlans and pricingStarter at $39 /mo billed monthly, after a 7-day free trial and with a 30-day guarantee, for 5 products and a 7.5% transaction feesource · checked 2026-09-11
Gumroad10% + $0.50 per sale, nothing upfrontNo signup or subscription cost to start selling; Gumroad's cut is 10% + $0.50 per transaction on sales through your own profile or links.source · checked 2026-09-07
What it costs to keep alivePer year, once the introductory pricing is over.
TeachablePlans and pricingStarter $39 /mo monthly or $29 /mo billed annually; Builder $89 /mo for 10 products and a 0% transaction fee; Growth $189 /mo for 50 productssource · checked 2026-09-11
GumroadNo monthly feeNo monthly or annual fee to keep a store open; the only recurring cost is the percentage deducted from each sale.source · checked 2026-09-07

The gate before the first cent

The gate before it pays anythingThe traffic, sales or balance you must reach before a single cent moves.
TeachableGet paid with Teachable PaymentsA paid plan and a connected bank account: earnings go into a Stripe Express account attached to your school after Stripe's processing fee and any Teachable fees, with no reserve held; new accounts pay out slower until Stripe's verification is donesource · checked 2026-09-11
GumroadPays out at a $100 balance$100 USD balance, with higher local minimums in a long list of countriessource · checked 2026-09-08 · read the page
How long before the first paymentThe gap you have to fund out of your own pocket.
TeachablePayout schedulesOn the schedule you choose: daily is about 2 business days after each sale, weekly is every Thursday, monthly is the first business day of the month, in your local currencysource · checked 2026-09-11
Gumroad25% held 90 days above a 15% refund rateNo fixed payout schedule in the terms; above a 15% refund rate Gumroad reserves 25% of a seller's pending funds for 90 days on a rolling basis.source · checked 2026-09-07

Is it yours or theirs

Who owns what you buildYours, or a room you are allowed to sit in until the rules change?
TeachableWe have not checked this one yet
GumroadSeller owns it; licence is perpetual and irrevocableSellers keep ownership, but grant Gumroad a perpetual, irrevocable, worldwide, non-exclusive and fully sublicensable licence over their content.source · checked 2026-09-07
Can you take it with youThe domain, the list, the content. What actually leaves with you.
TeachableWe have not checked this one yet
GumroadWe have not checked this one yet
Can it be soldIs there a resale market, and what does it pay?
TeachableWe have not checked this one yet
GumroadNo transfer without consentNot freely sellable: handing your account and username to another party without Gumroad's consent is listed as prohibited conduct.source · checked 2026-09-07
What takes it all awayThe single rule, ban or dependency that ends it overnight.
TeachableWe have not checked this one yet
GumroadTermination without cause or noticeGumroad may halt sales and suspend or terminate an account at any time, in its sole discretion, without cause or notice.source · checked 2026-09-07

There is no winner at the bottom of this table

Nothing here gets added up. A score would have to decide that these questions weigh the same for everyone, and they do not. A lower cash-out bar is better if you need the money this month and worse if it arrives as a gift card you cannot spend on rent. One payout method is fine right up until it is the one that does not work where you live.

The rows worth your attention are usually the ones where the columns disagree about whether to answer at all. A platform that publishes its fee and a platform that does not are not two platforms with different fees. One of them has told you, and you can hold them to it.

Rows marked as not checked are about us, not about them. They mean nobody here has gone looking yet, and they stay visible for that reason. Found a figure that has moved? Tell us, and it gets a new source and a new date rather than a quiet edit.

ALL PLATFORMS