Earns.io

SIDE BY SIDE

Put two or three platforms side by side

Pick the ones you are actually choosing between. The same questions get asked of each, the answers come off the company's own pages, and every figure carries the day we read it.

Places that pay youThings you build on

Eight questions about what it costs and who owns the result, asked of each one.

2 PLATFORMS · 8 QUESTIONS · 4 ANSWERED BY ALL

You picked one, so a second column was added to give it something to sit next to. Change it above.

Replicate
Gumroad

What it costs you

What it really costs to startAll in, not the first-year promotional price.
ReplicatePricingNone to begin: you only pay for what you use, most models are billed by the time they take to run, and setup and idle time for a public model is free; some accounts buy prepaid credit firstsource · checked 2026-09-11
Gumroad10% + $0.50 per sale, nothing upfrontNo signup or subscription cost to start selling; Gumroad's cut is 10% + $0.50 per transaction on sales through your own profile or links.source · checked 2026-09-07
What it costs to keep alivePer year, once the introductory pricing is over.
ReplicatePublic modelsPer use, with no monthly plan: $0.04 per output image on flux-1.1-pro, $0.025 on flux-dev, $3.00 per thousand images on flux-schnell, $3.75 per million input tokens on deepseek-r1, $0.09 per second of output video on wan-2.1-i2v-480psource · checked 2026-09-11
GumroadNo monthly feeNo monthly or annual fee to keep a store open; the only recurring cost is the percentage deducted from each sale.source · checked 2026-09-07

The gate before the first cent

The gate before it pays anythingThe traffic, sales or balance you must reach before a single cent moves.
ReplicateBillingBilling must be set up: accounts billed in arrears are charged at the beginning of the month for the previous month's usage, and can be charged early the first time usage crosses certain limits, as a fraud checksource · checked 2026-09-11
GumroadPays out at a $100 balance$100 USD balance, with higher local minimums in a long list of countriessource · checked 2026-09-08 · read the page
How long before the first paymentThe gap you have to fund out of your own pocket.
ReplicateWe have not checked this one yet
Gumroad25% held 90 days above a 15% refund rateNo fixed payout schedule in the terms; above a 15% refund rate Gumroad reserves 25% of a seller's pending funds for 90 days on a rolling basis.source · checked 2026-09-07

Is it yours or theirs

Who owns what you buildYours, or a room you are allowed to sit in until the rules change?
ReplicateWe have not checked this one yet
GumroadSeller owns it; licence is perpetual and irrevocableSellers keep ownership, but grant Gumroad a perpetual, irrevocable, worldwide, non-exclusive and fully sublicensable licence over their content.source · checked 2026-09-07
Can you take it with youThe domain, the list, the content. What actually leaves with you.
ReplicateWe have not checked this one yet
GumroadWe have not checked this one yet
Can it be soldIs there a resale market, and what does it pay?
ReplicateWe have not checked this one yet
GumroadNo transfer without consentNot freely sellable: handing your account and username to another party without Gumroad's consent is listed as prohibited conduct.source · checked 2026-09-07
What takes it all awayThe single rule, ban or dependency that ends it overnight.
ReplicateTerms of ServiceReplicate may suspend, terminate or deny access to all or part of the Services on a governmental demand or order among other grounds, and may suspend or disable access to a Marketplace Model at any time for any reason, with no liability for the changesource · checked 2026-09-11
GumroadTermination without cause or noticeGumroad may halt sales and suspend or terminate an account at any time, in its sole discretion, without cause or notice.source · checked 2026-09-07

There is no winner at the bottom of this table

Nothing here gets added up. A score would have to decide that these questions weigh the same for everyone, and they do not. A lower cash-out bar is better if you need the money this month and worse if it arrives as a gift card you cannot spend on rent. One payout method is fine right up until it is the one that does not work where you live.

The rows worth your attention are usually the ones where the columns disagree about whether to answer at all. A platform that publishes its fee and a platform that does not are not two platforms with different fees. One of them has told you, and you can hold them to it.

Rows marked as not checked are about us, not about them. They mean nobody here has gone looking yet, and they stay visible for that reason. Found a figure that has moved? Tell us, and it gets a new source and a new date rather than a quiet edit.

ALL PLATFORMS