Earns.io

SIDE BY SIDE

Put two or three platforms side by side

Pick the ones you are actually choosing between. The same questions get asked of each, the answers come off the company's own pages, and every figure carries the day we read it.

Places that pay youThings you build on

Eight questions about what it costs and who owns the result, asked of each one.

2 PLATFORMS · 8 QUESTIONS · 5 ANSWERED BY ALL

OpenAI API
Anthropic API

What it costs you

What it really costs to startAll in, not the first-year promotional price.
OpenAI APIPay per token from call oneBilled per token from the first call, no plan fee listed: gpt-4o-mini costs $0.15 per 1M input tokens and $0.60 per 1M output tokens.source · checked 2026-09-07
Anthropic APIAPI pricing page, Haiku 4.5 rowPrepaid credits, pay-as-you-go, no subscription. Cheapest entry rate is Haiku 4.5 at $1/MTok input and $5/MTok output; no minimum purchase is published.source · checked 2026-09-07
What it costs to keep alivePer year, once the introductory pricing is over.
OpenAI APIWe have not checked this one yet
Anthropic APIDeveloper docs pricing page, Sonnet 5 pricing noteNo renewal fee, only per-token spend. Sonnet 5 holds at $2/MTok input and $10/MTok output after the scheduled rise to $3/$15 was cancelled.source · checked 2026-09-07

The gate before the first cent

The gate before it pays anythingThe traffic, sales or balance you must reach before a single cent moves.
OpenAI APIWe have not checked this one yet
Anthropic APIWe have not checked this one yet
How long before the first paymentThe gap you have to fund out of your own pocket.
OpenAI APIWe have not checked this one yet
Anthropic APIWe have not checked this one yet

Is it yours or theirs

Who owns what you buildYours, or a room you are allowed to sit in until the rules change?
OpenAI APICustomer owns the outputThe customer owns all Output - OpenAI assigns to the customer all of its right, title and interest in the Output, and the customer keeps ownership of its Input.source · checked 2026-09-07
Anthropic APICommercial Terms, Section B (Customer Content)Customer owns the Outputs and keeps all rights to Inputs; Anthropic assigns its interest in Outputs and may not train models on Customer Content.source · checked 2026-09-07
Can you take it with youThe domain, the list, the content. What actually leaves with you.
OpenAI APIContent deleted, not exportedNothing is handed back on the way out: when the agreement terminates OpenAI deletes all Customer Content from its systems within thirty days.source · checked 2026-09-07
Anthropic APIPrivacy Center, standard retention timeframe for API usersNothing to port from Anthropic's side: API inputs and outputs are auto-deleted within 30 days, so the only lasting copy is the one you store yourself.source · checked 2026-09-07
Can it be soldIs there a resale market, and what does it pay?
OpenAI APINot assignable on its ownThe account cannot be sold on its own: the agreement is not assignable except as Section 16.7 allows, chiefly to a successor of substantially all the business.source · checked 2026-09-07
Anthropic APICommercial Terms, M.4 Assignment and DelegationAccount is not sellable as-is: assigning the contract needs Anthropic's prior written consent, while Anthropic may assign freely in a sale of its business.source · checked 2026-09-07
What takes it all awayThe single rule, ban or dependency that ends it overnight.
OpenAI APISuspension at OpenAI's callOpenAI may limit or suspend access if required by law or if the customer breaches the agreement or OpenAI Policies, without prior notice where necessary.source · checked 2026-09-07
Anthropic APICommercial Terms, I.3 SuspensionAnthropic may suspend all access over a suspected Usage Policy breach, and disclaims liability for any loss of data or profits that suspension causes.source · checked 2026-09-07

There is no winner at the bottom of this table

Nothing here gets added up. A score would have to decide that these questions weigh the same for everyone, and they do not. A lower cash-out bar is better if you need the money this month and worse if it arrives as a gift card you cannot spend on rent. One payout method is fine right up until it is the one that does not work where you live.

The rows worth your attention are usually the ones where the columns disagree about whether to answer at all. A platform that publishes its fee and a platform that does not are not two platforms with different fees. One of them has told you, and you can hold them to it.

Rows marked as not checked are about us, not about them. They mean nobody here has gone looking yet, and they stay visible for that reason. Found a figure that has moved? Tell us, and it gets a new source and a new date rather than a quiet edit.

ALL PLATFORMS