Earns.io

PLATFORM PROFILE

Ko-fi

Tips, memberships, commissions and a shop for creators; payments land straight in your own PayPal or Stripe account.

5published1not published4not checked yet2026-09-11last checked

Counts, not a score. 5 of 10 things we look for are published by Ko-fi, 1 are not, and 4 we have not checked yet. A ratio would need a denominator from outside this site. A count does not.

Can you even be here

Where you can sign upIs my country on the list at all?We have not checked this one yet. That is our gap, not theirs.
Where you can be paidTwo lists, and they are not always the same one.Ko-fi does not publish thisNot published as a list by Ko-fi: money goes straight into your own PayPal or Stripe account, so where you can be paid is wherever those two will open an account for youHow do I get paid? · source · checked 2026-09-11 · different for you?
Minimum ageHow old do I have to be, and is it higher for some offers?We have not checked this one yet. That is our gap, not theirs.

Getting the money out

What you are paid inCash, or something that is only spendable in one place?Cash, paid directly into your PayPal or Stripe account every time someone supports you; there is no Ko-fi balance to withdraw fromHow do I get paid? · source · checked 2026-09-11 · different for you?
Ways to get paidIf the one method fails, is there a second one?PayPal, Stripe, or both, connected in Payment Settings; supporters pay through whichever you connectConnect a payment method · source · checked 2026-09-11 · different for you?
Minimum payoutHow much must pile up before they let go of it?None: funds are transferred immediately and directly into your own account whenever someone supports you, with no minimum balance and no payout scheduleHow do I get paid? · source · checked 2026-09-11 · different for you?
Fee taken out of the payoutWhat is deducted that the payout page does not mention?0% on one-time tips on the free plan and a flat 5% service fee on everything else, or 5% on all of it in Standard mode; the payment processor's usual fees still apply on top, typically around 3% + $0.30Does Ko-fi take a fee? · source · checked 2026-09-11 · different for you?
Time from earning to money in handThe whole chain, not the speed they advertise for the last step.We have not checked this one yet. That is our gap, not theirs.

Keeping what you earned

How a balance can be lostDoes it expire, get charged rent, or vanish if I go quiet?There is no balance held at Ko-fi to lose; what can go is the page itself, which Ko-fi may unpublish temporarily or permanently if you take payments for something PayPal's acceptable use policy or Stripe's prohibited businesses terms do not allowPayment Provider Requirements · source · checked 2026-09-11 · different for you?

Who is on the hook

Who is legally on the hookWhich company, and does it publish anything about whether it can pay?We have not checked this one yet. That is our gap, not theirs.

Put Ko-fi next to something else

No article here covers Ko-fi alongside another platform yet, so there is nothing to suggest. Pick your own pairing and the same questions get asked of each.

OPEN THE COMPARISON TABLE

How to read this page

The ten things above are not our idea of what matters. They are what the checklists in twenty hand-written articles on this site already asked, counted up: country and eligibility came first in nineteen of them, waiting time and what you are paid in came next. The payout minimum, the number most people search for, barely appeared. It is one row here, not the headline.

A row marked not publishedmeans we opened the company's own pages looking for it and it was not there. That is a finding, and it is dated. A row marked not checked yet means we have not done the work. Those two are kept apart on purpose: an empty box because we were slow should never look like an empty box because they were quiet.

Found something that has moved? Tell us. It gets checked against the source and the change is dated on the corrections page.

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